Terms and Conditions

Last updated: March 22, 2026

Welcome to ModiPay Ltd. (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website, (PLACE HOLDER), products, and services.

By accessing or using our website, you agree to be bound by these Terms and are 18 years of age and above. If you do not agree, please do not use our website or services.

By submitting your information through our forms, advertisements, or any affiliated channels, you consent to receive communications from our agency and its partners via phone calls, SMS (text messages), and email.

These communications may include, but are not limited to:

Appointment confirmations and scheduling notifications

Follow-up messages regarding your inquiry or requested services

Service-related updates, reminders, and important information

Customer support and assistance communications

Automated messages, including those delivered via AI-powered systems

Occasional promotional or marketing messages related to relevant services

Messages may be sent using automated technology, including artificial intelligence and auto-dialing systems, to ensure timely responses and efficient service.

You can cancel the SMS service at any time. Just text "STOP" to:(PLACE HOLDER). After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time, and we will start sending SMS messages to you again.

If you are experiencing issues with the messaging program, you can reply with the keyword "HELP" for more assistance, or you can get help directly at support.clickvertmedia.com.

Carriers are not liable for delayed or undelivered messages

As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency may vary. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

If you have any questions regarding privacy, please read our privacy policy: (PLACE HOLDER)

1. Use of Our Website and Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms.

You are responsible for ensuring that your use complies with all applicable laws and regulations.

You must not:

Attempt to gain unauthorized access to our systems or networks

Use our content or materials for commercial purposes without written permission

Upload or transmit viruses, spam, or malicious code

2. Accounts and Purchases

When you create an account or make a purchase, you agree to provide accurate, complete, and up-to-date information.

You are responsible for maintaining the confidentiality of your account and password.

We reserve the right to refuse or cancel any order at any time for reasons including suspected fraud, unauthorized use, or product/service availability.

3. Payment and Refund Policy

All payments must be made in full at the time of purchase unless otherwise stated.

Refunds, if applicable, are handled in accordance with our Refund Policy as stated on our "Service Agreement".

If you fail to pay for services rendered, we reserve the right to suspend or terminate access to your account or services.

4. Intellectual Property

All content on this website—including text, graphics, logos, videos, and software—is the property of ModiPay Ltd. or its licensors and is protected by copyright and trademark laws.

You may not reproduce, distribute, or modify any materials from our website without our express written consent.

5. Disclaimer of Warranties

Our website and services are provided “as is” and “as available.”

We make no warranties, express or implied, regarding the operation of the website, accuracy of information, or suitability for a particular purpose.

6. Limitation of Liability

To the fullest extent permitted by law, ModiPay Ltd. and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use or inability to use our website or services.

Our total liability for any claim shall not exceed the amount you paid to us, if any, for the services in question.

7. Indemnification

You agree to indemnify and hold harmless ModiPay Ltd, its officers, employees, and partners from any claims, damages, or expenses (including legal fees) arising from your use of our website or violation of these Terms.

8. Third-Party Links

Our website may contain links to external websites not operated by us. We are not responsible for the content or privacy practices of these third-party sites.

9. Termination

We may suspend or terminate your access to our website or services at any time, without notice, if we believe you have violated these Terms or engaged in fraudulent activity.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of The Bahamas, without regard to conflict-of-laws principles.

11. Changes to These Terms

We may update or modify these Terms from time to time. Updates will be posted on this page with the “Last updated” date. Your continued use of our website signifies acceptance of the revised Terms.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

ModiPay Ltd.
Email: (PLACE HOLDER)
Website: (PLACE HOLDER)